Step 1: Stop the money flow
If you paid by card or bank transfer
- Call your bank/card issuer using the number on your card or official app.
- Ask about disputes, fraud claims, and freezing transfers if possible.
- Set alerts and monitor transactions daily.
If you paid with gift cards
- Keep receipts and card numbers.
- Contact the gift card issuer immediately (recovery varies, but speed matters).
If you paid with crypto
- Stop sending more funds.
- Document wallet addresses, transaction IDs, and platform details.
- Notify the exchange/platform you used.
Step 2: Secure your accounts
- Change passwords (start with email).
- Enable MFA and review account recovery settings.
- Check recent logins/devices and sign out unknown sessions.
Step 3: Document and report
- Save chats, usernames, phone numbers, emails, and payment receipts.
- Report the account on the platform where you met them.
- Use your local reporting options and scam reporting tools.
Protect yourself from “recovery scams”
After a romance scam, criminals may contact you claiming they can “recover your money” for a fee. That is usually another scam.
Practice romance scam defense
Practice Romance Scam Defense Use Scam Lookup
FAQ
Should I keep talking to the scammer to get proof?
Usually no. Save what you already have, stop communication, and report. Continued contact often increases manipulation.
Can I get money back?
Sometimes, depending on payment method. Acting quickly increases the chances—especially for bank/card payments.