Common warning signs
- Unfamiliar charges on bank or credit statements
- New credit inquiries you didn’t authorize
- Debt collection calls for accounts you didn’t open
- Tax notices for returns you didn’t file
- Medical bills for services you never received
- Account lockouts or password reset alerts
Why early detection matters
The longer identity theft goes unnoticed, the harder it becomes to repair credit damage and recover funds.
If you notice any of these
Immediately freeze your credit, contact financial institutions, and begin documentation.