Business Fraud • BEC

What Is Business Email Compromise (BEC)?

Business Email Compromise (BEC) is a targeted scam designed to trick companies into sending money to criminals.

Quick takeaway
Always verify payment requests through an independent channel.

How BEC attacks work

In a typical Business Email Compromise attack, criminals either spoof or compromise a legitimate business email account. They monitor conversations and wait for payment opportunities, then send modified wiring instructions.

Common BEC scenarios

  • Executive impersonation (CEO fraud)
  • Vendor invoice modification
  • Payroll diversion
  • Attorney impersonation scams

Prevention strategies

  • Multi-factor authentication (MFA) on email accounts
  • Mandatory verbal verification for payment changes
  • Dual authorization for wire transfers